Comparison · Updated October 19, 2026
Tivly connects commercial insurance agents with business owners looking for coverage, delivered in real time and filtered by industry, geography, and business size. It's one of several ways to buy commercial leads. Here are the main alternatives, grouped by what they sell.
6 alternativesPricing and terms from each company's siteChecked October 2026
Short answer
It depends on how you like to work. For more quote requests and live calls, Benepath, SmartFinancial, or Dolead. For meetings on your calendar, Lead Orchard. For building your own prospect lists, LeO by First Connect. For Florida businesses before their first policy, FiledToday sends each county's new filings every weekday morning (about 10,281 new businesses a week statewide), with the owner's phone number.
Tivly at a glance
Why compare
Tivly does a lot well. These are the usual reasons people shop around.
Per-lead and per-call pricing grows with every lead you buy.
A new business needs coverage before it opens, often before it asks for quotes.
Some producers prefer a booked meeting to a lead they have to chase.
Databases let you pick industries, sizes, and renewal dates yourself.
At a glance
| Alternative | What it is | Best for | How it's priced | Exclusive? |
|---|---|---|---|---|
| FiledToday | Daily new-business list (Florida) | Florida agents reaching businesses before their first policy | $99 to $249 a month per county | Public data, but you're usually the first to call |
| Benepath | Quote requests and live calls | Agents who want owners already asking for a quote | Per lead or per call, by territory | Sold as exclusive; may be shared if no agent can take it promptly |
| SmartFinancial | Web leads and live calls | Agents set up to call within minutes | Per lead or per call | Both; inbound calls are exclusive |
| Dolead | Business insurance quote requests | Agencies buying across several lines | Pay per lead | Exclusive |
| Lead Orchard | Booked appointments | Producers who would rather sell than prospect | Per appointment; no setup fee or long contract | Exclusive |
| LeO by First Connect | Prospecting platform for commercial agents | Agents building targeted outbound lists nationwide | Subscription, with a free trial | Shared database |
From each company's website, checked October 2026. Prices and terms change, so confirm with the vendor before you buy. We make FiledToday, so we've kept to what each company publishes about itself.
Daily new-business list (Florida)
Florida's new businesses for your county every weekday morning, straight from the state's own filings, with the owner's phone number found and the businesses that fit your lines sorted first. One flat monthly price however many you call, month to month. See the list format or get a free county sample.
Quote requests and live calls
Real-time commercial leads and phone calls for workers' comp, BOP, commercial auto, and property and casualty, delivered the moment they're generated. Pricing depends on state, county, and filters.
Web leads and live calls
Real-time web leads and live calls across personal and commercial lines, delivered by phone, email, text, or straight into your CRM.
Business insurance quote requests
Exclusive quote requests for general liability, workers' comp, commercial auto, property, professional liability, and cyber, filtered by business size, industry, and territory.
Booked appointments
Books exclusive commercial insurance appointments with business owners, with no setup fees and no long-term contract. It says it has scheduled over 80,000 appointments since 2010.
Prospecting platform for commercial agents
An AI sales assistant with 150+ filters, including renewal dates and DOT, OSHA, and workers' comp data, plus email personalization and CRM export. There's a 14-day free trial.
Head to head
| Feature | FiledToday | Tivly |
|---|---|---|
| What you get | Florida businesses registered in the last few days, with the owner's phone | Commercial insurance customers matched to agents in real time |
| When you reach them | Days after they register, usually before they've shopped | When they're asking for a quote |
| Filters | Sorted by the lines you write and the kinds of businesses you want | Industry, geography, business size, and more |
| Price | $99 to $249 a month per county, however many you call | Not published |
Tivly details are from Tivly's agent page, checked October 2026. Tivly is a trademark of its owner; FiledToday isn't affiliated with it.
The difference
Built for one job: reaching new businesses before anyone else does.
New owners need workers' comp, general liability, and commercial auto before they open. You call while they're still figuring out what they need.
The filing is public, but the files have no phone numbers, so almost no one works them. We find the owner's number for you.
$99 to $249 a month for your county. Call five owners a day or fifty; the cost per conversation keeps dropping.
Contractors, trucking companies, restaurants, and shops, sorted by the lines you write.
Call, mail, or email. The list is yours to work at your pace, and it comes every weekday morning.
No long commitment. You stay because the list writes policies.
When Tivly fits: If you want owners who are asking for a quote right now, quote-request leads like Tivly's are built for that. Many agencies use both: quote requests for today's shoppers, and a new-business list to get in before the shopping starts.
The list
Delivered each weekday morning by email, Google Sheets, or CSV, filtered to your county. See a sample list or the methodology.
Who uses it
Florida agents use the list for workers' comp leads, general liability leads, commercial auto insurance leads, contractor insurance leads, BOP leads, and professional liability leads. Each line has its own page with the new businesses that need it and what to say on the first call. The commercial insurance leads page covers all of them.
Bankers, payment reps, accountants, and payroll providers use the same list. See who it's for.
How it works
Recent filings for your county with owner phone numbers, in the same format as the daily list. Request it here.
$99 to $249 a month by county size, month to month. See pricing.
The list arrives before your first call, while the businesses are days old.
Questions
They work differently. A quote request is an owner shopping today, often with several agencies at once. A new-business lead is an owner who just filed and usually hasn't shopped yet, so you're often the first agent they talk to. Because the price is flat, the cost per conversation drops the more you call.
Most new businesses need general liability first, workers' comp once they hire (and right away for construction), and commercial auto if they drive for work. See workers' comp leads, general liability leads, commercial auto insurance leads, contractor insurance leads, BOP leads, and professional liability leads.
From the Florida Division of Corporations' daily filing files. We remove holding companies, filing services, and out-of-state entities, find the owner's phone number, and send each county's list every weekday morning.
Yes. Tell us your lines and appetite (contractors, trucking, restaurants, and so on) and we sort the list so those businesses come first.
Plans run $99 to $249 a month depending on county size, billed month to month, with no credits or per-lead charges. The free county sample needs no card and does not start a subscription.
Other comparisons: Salesgenie alternatives · ZoomInfo alternatives · Sunbiz vs. FiledToday · Commercial insurance lead companies compared
Free county sample with owner phone numbers. Compare it side by side with what you use now.