For business bankers and lenders · Updated October 13, 2026
Business banking leads from Florida's newest businesses
Every new company needs a business account, and the ones that grow need a card, a loan, and payroll in year one. FiledToday sends your county's new businesses each weekday with the owner's phone number.
Free sampleNo cardOwner phone on every lead
Short answer
Where can business bankers find new business leads in Florida?
Start with new business filings: every new company needs an operating account, and many need a loan, before they have a banker. Between August 17 and October 9, 2026, Florida registered about 10,513 new businesses a week. FiledToday sends the ones in your county each weekday with the owner's name, phone number, and full mailing address, for $99 to $249 a month per county.
- New Florida businesses a week10,513
- In industries that borrow early2,375 a week
- Busiest countyMiami-Dade, 1,870 a week
- On every leadOwner, phone, mailing address
- Price$99 to $249 a month per county
Year one
What does a new business need from a bank in its first year?
Some owners will already have an account when you call. The account is the start of the relationship, not all of it.
An operating account
An LLC needs its own account. Many owners open it at their personal bank because it's convenient, not because a banker asked.
Cards, deposits, and payments
A business card, mobile deposit, and a way to get paid. Merchant services and payroll are natural cross-sells.
Equipment and vehicle loans
New contractors and trucking companies finance trucks, trailers, and equipment in the first months.
Real estate financing
Many new real estate companies form to buy or hold property and need a commercial mortgage.
Acquisition and SBA loans
A buyer purchasing a business usually forms a new company to do it. An SBA 7(a) loan is a common way to finance it.
A line of credit
After a few months of statements, working capital is the next conversation.
The banker who calls in the first weeks and takes the time to learn the business is well placed for the loan conversation later.
Who to call first
Which new businesses should business bankers call first?
- New construction and trucking companiesTrucks, trailers, and equipment get financed in the first months.
- Medical, dental, and professional practicesBuild-out and equipment loans, and larger operating balances.
- Real estate companiesProperty purchases, commercial mortgages, and operating or escrow accounts.
- Restaurants and retail with a locationBuild-out financing, deposits, and merchant services.
- Owners filing more than one companyMore entities usually means a bigger operation and more accounts.
The first call
What to say on the first call
"Hi, is this [name]? This is [your name] with [bank] here in [city]. I saw [business name] just registered with the state, congratulations. I work with a lot of new businesses around [county] on their business accounts and their first line of credit. Have you set up your business banking yet, or is that still on the list?"
Lead with what the owner is about to deal with, not with what you sell.
Before you dial, check the calling rules. The TCPA, Do Not Call lists, and Florida's calling hours apply to every industry.
The full playbook, with Florida deadlines and follow-ups: How business bankers find new clients →
The list
What's on every lead?
- Business name, entity type, and filing date
- The full principal and mailing address from the filing
- Owner or officer name
- The owner's phone number on every delivered lead, with email and website when found
- A category from the business name (contractor, restaurant, salon, trucking, and so on)
Delivered each weekday morning by email, Google Sheets, or CSV, filtered to your county. Holding companies, filing services, and out-of-state entities are removed first.
Straight talk
What these are, and aren't
- They are every business that just registered in your county, with the industries that borrow early sorted first if you ask.
- They aren't inbound requests. The owner hasn't asked anyone for help yet. You can be the first call, not the fifth.
- They're public, but rarely called. Anyone can download the state's filings, but the files have no phone numbers and are full of holding companies, so almost no one works them. You get each business the morning after it registers, with the owner's number already found.
Lead sources
How do new-business lists compare to other business banking leads?
| Lead source | What you get | Timing | Usually priced |
|---|---|---|---|
| Referrals from CPAs and attorneys | A warm introduction to an owner who needs something | Whenever a referral comes | Free, but you can't control the volume |
| Purchased business databases | Established businesses, often with a banker already | Months to years after they started | Per record or subscription |
| Branch walk-ins and inbound | Owners who came to you | When they decide | Marketing spend |
| New-business lists (FiledToday) | Businesses registered in the last few days, with the owner's phone | Days after filing | Flat monthly price per county |
Referrals are still the best leads a banker gets. A new-business list adds a steady flow of owners nobody has referred yet, before they have a lending relationship anywhere.
Where are the most new businesses?
| County | New businesses | Per week |
|---|---|---|
| Miami-Dade | 14,587 | 1,870 |
| Broward | 8,683 | 1,113 |
| Palm Beach | 6,192 | 794 |
| Orange | 5,529 | 709 |
| Hillsborough | 4,967 | 637 |
| Lee | 2,946 | 378 |
| Duval | 2,850 | 365 |
| Pinellas | 2,729 | 350 |
| Polk | 2,399 | 308 |
| Pasco | 1,863 | 239 |
Aug 17 to Oct 9, 2026. Every county has its own page with weekly counts, top cities, and its price. All 67 counties →
Industries that borrow early
| Category (from business name) | Filings | Per week |
|---|---|---|
| Real estate | 4,401 | 564 |
| Construction and trades | 3,350 | 429 |
| Transportation and trucking | 3,154 | 404 |
| Health and medical | 2,410 | 309 |
| Retail | 2,340 | 300 |
| Automotive | 1,592 | 204 |
| Restaurants and food | 1,277 | 164 |
Counted from business names that say what they do. Many new businesses have names like "Blue Palm Group LLC" that don't, so the real numbers are higher.
How it works
From state filing to your first call
- 1
Get a free county sample
Recent filings for your county with owner phone numbers, in the same format as the daily list. Request it here.
- 2
Pick your county
$99 to $249 a month by county size, month to month. Tell us what you sell and we sort the list to fit. See pricing.
- 3
Call new owners each morning
The list arrives before your first call, while the businesses are days old.
Questions
Questions about business banking leads
What are business banking leads?
Businesses a banker can approach for deposit accounts, loans, cards, and treasury services. They come from referrals, purchased databases, and public records. New business filings are the earliest kind: the company exists, but the owner hasn't picked a business bank yet. Commercial banking and small business banking teams use the same lists.
Won't a new business already have a bank account?
Some will by the time you call, often at the owner's personal bank. That still leaves the loan, line of credit, payroll, merchant services, and treasury conversations, and many new owners have never met a business banker.
Can we use the list for direct mail?
Yes. Every lead includes the full mailing address from the filing, so the same list works for letters and postcards. If you want every new filing in your county for a mail campaign, including businesses without a phone number, mention it when you request your sample.
Can one subscription cover several branches?
Each plan covers one county. A bank with branches in several counties picks a plan for each, priced by county size from $99 to $249 a month.
How much does it cost?
Plans run $99 to $249 a month depending on county size, billed month to month, with no per-lead charges. The free county sample needs no card and does not start a subscription.
Other teams that use the list
Counts: new Florida LLC, corporation, and partnership filings between August 17 and October 9, 2026 (all filings in the county table; categories counted from business names), from the Florida Division of Corporations daily files. Methodology. Filing and tax rules are summarized for prospecting, not legal or tax advice.
Get this week's new businesses for your county.
Free county sample with owner phone numbers. Tell us what you sell and we'll put the businesses most likely to need it at the top.