For Florida commercial insurance agents · Updated October 13, 2026

Commercial insurance leads from Florida's newest businesses

Every weekday, Florida registers about 2,100 new LLCs and corporations. FiledToday sends you the ones in your county that will need commercial coverage, with the owner's phone number, before most of them have talked to an agent.

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Free sampleNo cardOwner phone on every lead

3,620new businesses a week in commercial-insurance industries
34%of all new Florida filings
Miami-Dadebusiest county (661 a week)
From $99/moone county, month to month

What's on every lead

  • Business name, entity type, and filing date
  • Principal and mailing address, so you can see if they have a location
  • Owner or officer name
  • The owner's phone number on every delivered lead, with email and website when found
  • A category from the business name (contractor, trucking, restaurant, salon, and so on)

Delivered each weekday morning by email, Google Sheets, or CSV, filtered to your county and the lines you write. Holding companies, filing services, and out-of-state entities are removed first.

What these are, and aren't

  • They are businesses that just registered with the state, in industries that buy commercial insurance early: contractors, trucking, restaurants, cleaning, salons, gyms, and offices.
  • They aren't quote requests. The owner hasn't asked anyone for insurance yet, which is the point: you can be the first agent they talk to, not the fifth.
  • They're public, but rarely called. Anyone can download the state's filings, but the files have no phone numbers and are full of holding companies, so almost no agent works them. You get each business the morning after it registers, with the owner's number already found.

Commercial leads by line of business

Statewide weekly averages, counted from business names. Each page shows the counties, categories, and a first-call script for that line.

Workers' comp

New employers about to hit Florida's thresholds. About 1,535 new filings a week.

See the leads →

General liability

New businesses about to be asked for a certificate. About 1,578 new filings a week.

See the leads →

Commercial auto

New trucking, delivery, and service fleets. About 1,266 new filings a week.

See the leads →

Contractor insurance

Newly registered trades and general contractors. About 429 new filings a week.

See the leads →

BOP

New shops, restaurants, salons, and offices. About 1,592 new filings a week.

See the leads →

Professional liability

New consultants, agencies, and practices. About 1,638 new filings a week.

See the leads →

Not an insurance agent? Bankers, payment reps, accountants, and payroll providers use the same list. See who it's for →

How new-business leads compare to other commercial insurance leads

Lead typeWhat you getUsually pricedShared?
Internet quote requestsAn owner who filled out a quote formPer leadOften sold to several agents unless you pay for exclusive
Live transfers and inbound callsAn owner on the phone nowPer callUsually exclusive
Booked appointmentsA meeting on your calendarPer appointmentExclusive
Renewal (X-date) databasesExisting businesses with a known renewal dateSubscriptionShared database
New-business lists (FiledToday)Businesses registered in the last few days, with the owner's phoneFlat monthly price per countyPublic data, but you're usually the first to call

Quote requests and calls are the fastest path to a quote, and you pay for that every time. A new-business list costs the same whether you call five owners a day or fifty, and it reaches businesses before they shop. Many agencies use both. For the vendors behind each type, see commercial insurance lead companies compared.

Where the new commercial businesses are

CountyFilings, Aug 17 to Oct 9, 2026Per week
Miami-Dade5,159661
Broward3,120400
Palm Beach2,180279
Orange2,070265
Hillsborough1,915246
Lee1,119143
Duval1,067137
Polk953122
Pinellas947121
Osceola68087

Every county has its own page with weekly counts, top cities, and its price. All 67 counties →

How it works

  1. Get a free county sample. Recent filings for your county with owner phone numbers, in the same format you'd get every day. Request it here.
  2. Pick your county and lines. Plans are $99 to $249 a month by county size, month to month. See pricing.
  3. Call the new owners each morning. Start with the requirement they're about to hit. The calling guide has openers and voicemails, and the TCPA guide covers the rules.

For insurance agents: the math on one client

One good client can pay for the whole year.

Even a small commercial account (general liability, workers' comp, a vehicle or two) runs about $2,500 a year in premium. At 12% commission, kept for 5 years, that's about $1,500 from one client: 15 months of the $99 plan. A contractor with real payroll, where workers' comp alone can run $5,000 or more a year, covers a year of any plan. Change the numbers to match your book.

$1,500earned from one client
15 monthsof the list it pays for
4.0new clients a year to break even in year one

One client like this pays for 15 months of the $99/month plan.

Questions

What are commercial insurance leads?

Businesses that may need commercial coverage, such as general liability, workers' comp, commercial auto, property, or professional liability. They come in several forms: quote requests from owners shopping online, live calls, booked appointments, prospect databases, and lists of newly registered businesses like FiledToday's.

Where can I get commercial insurance leads in Florida?

Lead vendors sell quote requests and calls one at a time. FiledToday takes a different approach: every weekday it sends the new Florida businesses in your county that fit the lines you write, with the owner's phone number, for a flat $99 to $249 a month.

Are new businesses good commercial insurance leads?

Yes, in the right industries. A new contractor needs a liability certificate to get licensed and work for a general contractor, construction businesses need workers' comp or an exemption from the first employee, and a new trucking company can't haul a load without commercial auto. Most haven't chosen an agent yet.

Are FiledToday leads exclusive?

No, filings are public. But the state's files have no phone numbers and are full of holding companies, so almost no agent works them. You get each business the morning after it registers, with the owner's number already found, so you'll usually be the first to call.

How much do commercial insurance leads cost?

It depends on the type. Quote requests and live calls are usually priced per lead or per call, and exclusive leads cost more than shared ones. FiledToday is a flat monthly price per county, $99 to $249 depending on county size, with no per-lead charges and no contract.

Do you guarantee quotes or sales?

No. These are prospects, not quote requests: the owner hasn't asked for insurance yet. What you get is a steady list of the right businesses early, with a number to call. A free county sample is the best way to judge whether that fits how your agency sells.

Counts: new Florida LLC, corporation, and partnership filings between August 17 and October 9, 2026 whose business names matched commercial-insurance categories, from the Florida Division of Corporations daily files. Many new businesses have names that don't say what they do, so real numbers are higher. Methodology.

Get this week's new businesses for your county.

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